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1. #Best personal finance apps for mac how to
2. #Best personal finance apps for mac manual
3. #Best personal finance apps for mac registration
4. #Best personal finance apps for mac download

Include subcategories called "Gas" and "Servicing" Those categories should be hierarchical, so the "Car" category should What category it should be filed under: i.e., "Car", "Electric", etc. Much the transaction is for, what account it's coming out of, and Want to capture every single payment I make, so if the UI isn't up to I don't need anything particularly sophisticated, just the following features:Ībility to add a new transaction with as little effort as possible. I've used a few personal finance apps in the past, but none of them do precisely what I'm looking for. I'd like to use an iPhone app to do this. September will also have an extra week like July, so repeat previously mentioned step.Įven if my scenario doesn't work for you, hopefully it'll give you some inspiration about what would work best in your situation.One of my resolutions for 2014 is to keep better track of my finances. Week of August 13: Snowball Debt for Sept/Rainy Day - Deposit to Checking/Savings 2 Week of August 6: Wedding Savings Account - Deposit to Savings 1 Week of July 30: August 15 Bills - Deposit to Checking Account

Week of July 23: August 1 Bills - Deposit to Checking Account Here's what August looks like for a better reference: July actually has an extra week for me, so the tips from that week go 100% into savings as an emergency fund. Week of July 9: Snowball Debt for Aug/Rainy Day Account - Deposit to Checking/Savings 2 Week of July 2: Wedding Savings Account - Deposit to Savings 1 Week of June 25: July 15 Bills - Deposit to Checking Account Week of June 18: July 1 Bills - Deposit to Checking Account Here's what my monthly tip allocation looks like for the month: The math is automatic with those few simple formulas.

#Best personal finance apps for mac download

Download the Sheets app, and at the end of the shift, input how much you made in tips. This gives me a visual of how much money I need for the rest of the month. I then subtract these two cells to come up with a "Remaining Amount" for the month. The Bill Amount is totaled, and the Income Amount is totalled. Don't let Excel intimidate you.Ĭolumn 1 = Bill, Column 2 = Due Date, Column 3 = Amount, Column 4 = Income Amount, Column 5 = Income Type, Column 6 = Income Date. Disclaimer: I'm the worst at Excel so it is nothing fancy. I switch over to using Google Sheets for this. Remember! Tips aren't spending money - Tips are income! You gotta get ahead of the curve so that during slow times you aren't SOL. You can't just look at tips on as a weekly income.

Now that you know where you money is going, and how much money you need a month, you can start allocating your tips.

#Best personal finance apps for mac registration

This helps me know exactly how much money I need to make each month (say $1000 for this example) and account for surprise expenses like vehicle registration that I aways forget about. If we are only spending $75 in gas, I budget $100. If we consistently spend $300 a month at the grocery store, my budget is $400. I personally overbudget because I like to have a buffer and I am actually new to this.So, instead of having salmon for dinner this week, we are having chicken. But recognizing where you can shift money around to stay in budget is key. This meant I was out eating and drinking more than usual. For example, this week I had two separate friends in town visiting. I went from spending outrageous amounts of money eating out and at bars to allocating $300 a month (for both my and my fiance).ĭon't beat yourself up when you go over budget. After a month of use where I could see where money was going, I set up budgets in the app so I could better allocate my money.

#Best personal finance apps for mac manual

I did try to use YNAB but it required a bit more manual work than I was interested in putting in - especially when I realized Mint would work for me.

Additionally, since I do come from a background of receiving bi-weekly pay, all of my purchases and expenses run through my checking account - not cash. You cannot manage your money without knowing where it is going. For some background, I transitioned from a pretty cush corporate job to managing FOH at a bar.Ī couple of things to note that make my situation different than a typical bartender: I do receive a small salary as a manager and my bar shifts never change. I'm about to unload on all of the things I've been using. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.

#Best personal finance apps for mac how to

Get your financial house in order, learn how to better manage your money, and invest for your future. Private communication is not safe on Reddit.